Package Description:

This is a 6 - month collaborative coaching partnership designed to get your entire financial life into a clear, structured place. This is not a service where you offload the work; we work together to build your system. You take the lead on implementing changes and managing your accounts, while I provide the guidance, research, and help with calculations to ensure your decisions are grounded in data. The Build: Months 1 – 3 In the first 90 days, we build your financial infrastructure from the ground up. We meet bi - weekly (6 sessions) to complete the following: - Cashflow Audit: We analyze your income and expenses. You collect the data, and we identify exactly where your money goes. - System Setup: We choose a tracking system that fits your lifestyle and set up a sustainable spending plan. - Goal Planning: We define your long - term goals - like a home purchase, kids' education, or retirement - and we calculate the exact numbers needed to reach them. - The Safety Net: We determine your emergency fund requirements and set up the necessary accounts. - Investing & Retirement: We optimize your retirement contributions. If you have never invested before, we walk through the steps to open your first accounts and start your contributions. We can discuss tax-advantaged accounts (529, HSA, IRA, 401k), and taxable brokerage accounts, as well as alternative investment vehicles, like real estate, crypto, VC, and angel investments. If you earn RSUs (Restricted Stock Units), we will also work through RSU management strategies. - Asset Protection: We work through the foundations of protecting your assets, including beneficiary setup and the research needed for trust creation. - Messaging Support: You have direct access to me for "how - to" questions as we implement these setups. The Maintenance: Months 4 – 6 The final 90 days ensure the system works in practice. We meet once a month (3 sessions) to stay on track: - Monthly Alignment: We review your progress against the plan, looking at actual spending and making adjustments for real-life volatility. - Habit Reinforcement: We troubleshoot any friction points in your tracking or automation to ensure the system is sustainable. - Course Correction: We maintain messaging support to help you navigate unexpected financial decisions as they arise. Financial Coaching & Educational Disclaimer The coaching provided through this program is for educational and informational purposes only. We focus on building your financial infrastructure, organizing your systems, and clarifying your options through research and data. This partnership does not constitute investment, legal, or tax advice. I am an AFC® Candidate (Accredited Financial Counselor), not a licensed investment advisor, attorney, or tax professional. We work together to analyze your financial situation and run calculations for your goals, but any final financial decisions or actions you take are your own responsibility. Always consult with a qualified professional before making significant financial, legal, or tax - related changes to your specific situation.