Package Description:

💰 The Financial Foundation Builder: Coaching Package This comprehensive coaching package is designed for early and mid-career professionals who are ready to take control of their financial present and secure a prosperous future. We move beyond simple budgeting to address the psychology of money, strategic planning, and the pursuit of financial independence. 🧠 The Psychology of Money Before we manage the numbers, we must manage the narrative. This module is focused on understanding the often-unseen forces that shape your financial decisions. 1) Narratives About Money: We will uncover and challenge the ingrained beliefs, family stories, and societal myths about wealth, spending, and scarcity that influence your behavior. Understanding these "money scripts" is the first step toward intentional financial change. 2) Personalities and Money: You'll identify your unique financial personality type (e.g., Saver, Spender, Risk-Averse, Big Spender). We'll use this insight to create systems that work with your natural tendencies, not against them, leading to more sustainable habits. 🎯 Strategic Planning & Goal Achievement This module provides the framework for turning abstract hopes into measurable financial realities. 1) Financial Goal Setting: We'll define clear, motivating short-term, mid-term, and long-term financial goals (e.g., buying a home, starting a business, traveling). We'll apply the SMART framework to ensure goals are Specific, Measurable, Achievable, Relevant, and Time-bound. 2) Financial Independence (FI): We will demystify the FI concept, helping you explore your "FI number" (the required investment portfolio size) and develop a personalized timeline and investment strategy to achieve it. 💵 Debt, Wealth, and Retirement This section tackles the core mechanics of building wealth by managing liabilities and maximizing savings. 1) Debt Payoff Strategy: We'll analyze your existing debt (student loans, credit cards, mortgage) and select the most effective pay off method for your situation, whether that's the Debt Avalanche (focus on highest interest) or the Debt Snowball (focus on smallest balance). 2) Retirement Planning: We'll discuss basics of tax-efficient retirement plan, covering the optimal use of accounts like 401(k)s, Roth IRAs, HSAs, and taxable brokerage accounts. We'll explore your savings rate aligns with your long-term goals. 🏡 Integrating Life and Money Financial health is about enabling the life you want, not restricting it. This module focuses on making your money work for your passions and income diversification. 1) Funding Hobbies and Travel: We'll integrate a realistic budget for the things that bring you joy, ensuring your financial plan supports a rich and fulfilling life now, not just in the future. 2) Exploring Side Gigs and Income Diversification: We'll evaluate your skills and interests to explore potential side gigs, freelancing, or passive income streams that can accelerate your path to financial goals and provide income security. ✨ Package Details & Next Steps This package is delivered through personalized one-on-one sessions and review psychological assessment tools.