Personal Finance Coaching, Events, and Resources

I have read countless books on the subject, and have personally retired early before 40. I’ve also coach about a dozen others to do the same.

Money is a necessity so why are we so scared to talk about it? I love talking about finances, from Work Finances - salary transparency discussions, leveraging company benefits, and compensation negotiations to Life Finances - budgeting, talking finances with your partner (ideally while dating), getting out of debt, and the psychological behavior linked with spending. I don't believe more money will bring more happiness and data proves that, but personally enjoy a certain lifestyle and have also struggled between the FOMO and YOLO rollercoaster of peer pressure. The pressures of money thoughts can be so loud - I'm here to help turn that volume down so you can focus on enjoying life vs. saving up for it!

Welcome to my profile! With a robust background in finance and investments, I am here to help you navigate the complexities of personal finance. As a Finance Manager at Microsoft, I specialize in Cloud & AI Infrastructure Strategy and Investments, and have prior experience in Corporate Development and Strategic Finance. My journey includes roles at VU Venture Partners and Data Collective, where I sourced and evaluated startups across various industries. I have also served as a Board Member at Morgan State University, providing me with a unique perspective on financial governance. Whether you're looking to optimize your investment strategy or manage your personal finances more effectively, I'm here to guide you. Let's work together to achieve your financial goals!

I can help whether you have a lower or upper income level, just starting out or are wondering how to finish strong before retirement. I’ve studied and applied personal finance principles for years, with a particular focus on financial independence (FIRE) where I optimize and automate financial decisions. I grew up poor, moved into the lower-middle class, and attended a state school on scholarships. Following 3 years in my career, I took a bet on myself earning a Cornell MBA without scholarship and fully paid off my debts within 18 months of working at BCG while navigating the new decisions of upper income. I’m now debt-free and have moved from a consulting career into entrepreneurship and real estate development. At BCG, I was a leader of the 4,000 member Personal Finance Club, helping organize events and educate members. I've been reading books and learning from "gurus" for years; in 2025 BiggerPockets Money was my most listened to podcast with over 1500 hours. I've also long been a go-to resource for friends, family, and colleagues navigating debt, saving, investing, and major financial decisions. My approach draws from years of research across the FIRE movement and voices including Scott Trench, Mindy Jensen, Mr. Money Mustache, Ramit Sethi, Dave Ramsey, Robert Kiyosaki, Centsei, and others where I take what works from different philosophies rather than prescribing a one-size-fits-all system.

A Practical, Strategic Approach to Personal Finance I help people make more intentional financial decisions, build practical money-management strategies, and create a path toward the financial future they want — wherever they're starting today. My approach to personal finance combines my background in accounting and corporate strategy with more than a decade of experience making intentional financial decisions in my own life. I earned my undergraduate degree in Accounting from Morehouse College and began my career at age 21. Before my first day on the job, I had already purchased my first home by leveraging my employment offer. Since then, I've continued to take an intentional approach to managing my money, from evaluating retirement plans and employer benefits to budgeting for the lifestyle I want while preparing for the future. Throughout my career, I've developed a strong analytical foundation for evaluating financial decisions and understanding trade-offs. I've applied that same mindset to my personal finances, including comparing compensation packages across salary, bonuses, and equity; exploring tax-efficient strategies; evaluating savings and investment options; and making informed decisions about debt repayment and long-term wealth building. My experience also extends to paying off debt strategically, purchasing real estate, and investing in individual securities and businesses. Over time, these decisions have helped me build a strong financial foundation and the flexibility to pursue my interests, including helping others achieve their own financial goals. I share this not as a measure of success everyone should aspire to replicate in the same way, but as an example of what consistent, intentional financial decision-making can help make possible. My goal as a coach is to help you make your money work for the life you want to live. That looks different for everyone. You might be working to get your budget under control, pay down debt, build an emergency fund, understand your workplace benefits, prepare to buy a home, or make more informed decisions about saving and investing. You may also be earning a good income but wondering why you're not making as much financial progress as you'd like. Wherever you're starting, you don't need to have everything figured out before we work together. I aim to break down complex financial concepts, help you understand your options, and develop practical strategies around your income, priorities, and goals. I believe personal finance isn't about following a one-size-fits-all formula or sacrificing everything you enjoy today. It's about making informed choices, creating sustainable habits, and finding the right balance between living well now and building greater financial security for the future. My goal is for you to leave our sessions with more than information: I want you to feel clearer about your options, more confident in your decisions, and better equipped to take your next step.

I’m the founder of David Nestor Financial Coaching, where I work with individuals and couples facing financial questions or decisions involving cash flow, saving, investing, debt, retirement, employer benefits, and major life decisions. My coaching helps clients clarify what matters most, understand the tradeoffs, and identify next steps that fit their situation. Before launching my coaching practice, I spent more than 11 years in strategy, commercial leadership, and general management, including leading a roughly $150 million business spanning the Americas region. I hold an MBA from the Tuck School of Business at Dartmouth and a BS in Finance from Wake Forest University. That experience shapes the way I coach: listen carefully, analyze the full picture, weigh competing priorities, and turn complex information into practical decisions clients can understand and act on.

I love Personal Finance and have been an avid saver since I could count and understood the concept of money. I come from a low-income first-generation immigrant background and I have always been determined to improve my family's financial situation. I know what it's like to start from zero and use your resources to build wealth the patient way. I am not in the business of selling people hopes and dreams about picking a wonder stock or cryptocurrency. I am here to breakdown the topics many people who have family members in white collar/corporate enviornments often take for granted. I remember joining my first corporate role as a consultant and quickly realizing that I was far behind on understanding how to use my company's retirement accounts and resources effectively. Through a ton of research and trial and error, I have learned exactly what an early career professional needs to set themselves up for financial success. If you identify as someone with limited personal finance knowledge and you want to understand topics like 401k, Roth, IRA, Backdoor IRA, Mega Backdoor 401k, and 529 Savings Plans I have done all the heavy lifting for you. If you feel like I did years ago where I was breaking into the corporate world, but still knew very little about practical personal finance to begin the wealth building journey, I am the coach for you!

Welcome to my profile! With a rich background in education and student services at Harvard, I bring a unique perspective to personal finance coaching. As an Academic Coach at the Harvard Graduate School of Education, I have honed my skills in providing personalized, research-based strategies to help individuals manage their time and resources effectively. My experience as a Student Services Manager at Harvard Business School has equipped me with the ability to guide clients through complex systems and achieve their goals. Whether you're looking to improve your financial literacy or develop a comprehensive financial plan, I'm here to help you succeed. Let's connect and create a tailored strategy for your financial future!

I’m a trained personal finance coach with a background in finance, and I’ve helped over 120 individuals and couples gain clarity and control over their money. My clients have paid off debt, built emergency funds, created budgets that actually stick, and stopped living paycheck to paycheck. Just as importantly, I help people reduce the anxiety and shame that often surround money, replacing it with confidence, structure, and a clear plan forward. My coaching is practical, judgment-free, and focused on real-life implementation. We don’t just talk about goals, we build systems and habits that support them. Whether you’re overwhelmed by debt, unsure how to budget, navigating finances as a couple, or simply want to feel more organized and intentional with your money, I’ll help you simplify the process and take consistent action toward lasting financial peace.

Why you should work with me: ◆ 10 years professional finance experience, as former Director and hiring manager at CVC Credit and MUFG, where I ran the Leveraged Finance Portfolio team. ◆ I coach on personal finance matters of varying complexity, bringing professional expertise and fresh perspectives to clients. ◆ Master in Corporate Finance from ESCP (graduated with distinction). ◆ Whether you are just getting started with investing or want a full review of your investment portfolio, I am the right person to support you.