UCSF School of Medicine: Tuition & Fees Breakdown

UCSF School of Medicine is a prestigious institution known for its excellence in medical education. However, like any other medical school, the cost of attending UCSF can be significant. In this article, we will break down the tuition and fees at UCSF School of Medicine, explore various factors contributing to the overall costs, delve into financial aid options, and compare the expenses with other programs.

Read: UCSF School of Medicine: Acceptance Rate Overview

Tuition and Fees at UCSF School of Medicine (2024–2025)

UCSF School of Medicine offers one of the most competitive and prestigious medical programs in the country, and while tuition remains more affordable than many private institutions, it’s important for applicants to understand the full cost of attendance.

2024–2025 Tuition and Fees for MD Students

California Residents

Nonresident Students

Note: The UCGPC fee is optional and can be waived each quarter via the student portal.

What These Fees Include

Your total annual cost at UCSF includes far more than tuition. It covers access to:

• Comprehensive Health Insurance through the UC SHIP plan
• State-of-the-art Facilities, labs, and simulation centers
• Campus Transit Services via the Student Transit Pass
• Student Support Services such as counseling, academic advising, and career development
• Technology and Campus Infrastructure to support remote and in-person learning

Tuition for the Post-Baccalaureate Program (2024–2025)

For students enrolled in the UCSF Medicine Post-Baccalaureate Program, here’s the full annual breakdown:

UCSF Financial Aid and Cost Planning

UCSF School of Medicine is committed to keeping education accessible. Students are encouraged to apply for:

• Need-based Scholarships
• Grants and Fellowships
• Federal and Institutional Loans
• Work-Study Opportunities

The Financial Aid Office works with each student to develop a sustainable plan to finance their education. UCSF’s relatively lower tuition compared to other top-tier medical schools makes it an exceptional value.

Note on Tuition Increases

All tuition and fee amounts are subject to change based on decisions by the Regents of the University of California and state funding adjustments. Always refer to the official UCSF Registrar’s Office for the most up-to-date figures.

What Contributes to the Cost of Medical Education at UCSF?

Pursuing a degree at UCSF School of Medicine is a major investment, not just in tuition, but in every aspect of student life. Below are the key expenses beyond tuition that contribute to the full cost of attending UCSF.

Housing in San Francisco

Housing is one of the largest non-tuition expenses students face. San Francisco consistently ranks as one of the most expensive U.S. cities. Rent, utilities, and housing-related costs can be substantial, especially for students living off-campus. Planning ahead for housing is essential to managing your overall budget.

Meal and Food Costs

Due to the demanding schedule of medical students, convenient food options like take-out or meal delivery are often the go-to. While time-saving, these options can be costly. Budgeting for daily meals, whether dining out or cooking at home, is an important part of your financial plan.

Medical Textbooks and Study Materials

Medical textbooks are expensive and often required for core and specialty courses. Students can expect to spend hundreds to thousands of dollars over the course of their education on books, apps, and digital resources. Consider buying used, renting, or sharing resources to cut costs.

Transportation and Commuting

Whether you’re commuting to campus, traveling to clinical sites, or exploring the city, transportation costs can add up. This may include MUNI or BART passes, fuel, parking fees, or rideshare services. UCSF also charges a Student Transit Pass Fee, which helps reduce some of these commuting costs.

Personal and Professional Expenses

Don’t forget to factor in personal expenses like health insurance (if you opt out of UCSF’s coverage), medical supplies, board prep materials, and professional memberships. These vary by student but can significantly impact your total cost of attendance.

Budgeting for Success at UCSF

Being proactive with your financial planning is key. By understanding and preparing for these non-tuition expenses, you can make more informed decisions, reduce financial stress, and focus on succeeding in your medical journey at UCSF.

Financial Aid and Scholarships

Recognizing the financial burden of medical education, UCSF School of Medicine is committed to providing comprehensive support to its students. In order to ensure that every student has the opportunity to pursue their medical education without financial constraints, the school offers a wide range of financial aid options and scholarships.

At UCSF School of Medicine, we understand that the cost of medical education can be overwhelming. That's why we encourage all prospective students to explore the various financial aid opportunities available to them. By taking advantage of these resources, students can alleviate some of the financial burden and focus on their studies and future careers in medicine.

The first step in applying for financial aid at UCSF School of Medicine is completing the Free Application for Federal Student Aid (FAFSA) or the California Dream Act Application for eligible undocumented students. These applications allow students to be considered for federal, state, and institutional aid based on their financial need. By providing detailed information about their financial situation, students can receive the financial assistance they require to pursue their medical education.

It is important to note that financial aid at UCSF School of Medicine is not solely based on financial need. In addition to need-based aid, the school also offers scholarships to deserving students. These scholarships are typically awarded based on academic merit, leadership qualities, and other criteria. By recognizing and rewarding exceptional achievements, UCSF School of Medicine aims to support and encourage students who demonstrate outstanding potential in the field of medicine.

When it comes to scholarships, it is crucial for students to thoroughly research and understand the specific scholarships available and their respective application processes. Each scholarship may have its own set of requirements and deadlines, so it is important for students to stay organized and plan ahead. By being proactive and taking the time to carefully review the scholarship opportunities, students can increase their chances of receiving financial support.

At UCSF School of Medicine, we believe that financial circumstances should never hinder a student's ability to pursue their passion for medicine. Through our comprehensive financial aid options and scholarships, we strive to create a supportive and inclusive environment where all students can thrive academically and professionally.

5 Tips to Budget for Your UCSF Education

1. Understand Your Housing Options Early

Housing will likely be your largest ongoing expense, especially in a city like San Francisco. Start by researching UCSF’s on-campus housing, which often offers more affordable rates than market rentals. If you’re considering off-campus living, explore different neighborhoods and think about whether sharing a space with roommates could help reduce costs. Don’t forget to include utilities, internet, and renters insurance in your total estimate.

2. Be Realistic About Meal Expenses

Medical students often face long days and unpredictable schedules, which makes meal planning both a financial and practical necessity. Cooking at home and meal prepping can save a considerable amount of money compared to frequent takeout or eating at restaurants. If you find it difficult to cook regularly, even something as simple as buying groceries for ready-to-heat meals can lower costs over time.

3. Calculate Transportation Based on Your Schedule

Transportation costs can vary depending on where you live and where your clinical rotations take place. Most students in San Francisco rely on public transit, and UCSF provides a student transit pass that helps reduce these costs. If you own a car, you’ll need to consider fuel, insurance, parking, and maintenance. Some students choose to bike or walk to nearby sites, which helps lower expenses and offers a healthy routine.

4. Plan Ahead for Educational Expenses

Textbooks, lab equipment, exam prep materials, and supplies can quickly add up. Buying digital or used textbooks is a smart way to save, and UCSF’s library often provides access to required readings. As you move through the program, costs related to licensing exams and prep courses will also appear, so it helps to set aside money gradually in advance. Consider asking upper-year students for tips on which resources are actually necessary versus optional.

5. Include Personal and Unexpected Expenses

Finally, a solid budget accounts for more than the essentials. Health insurance, clothing, personal care, technology upgrades, and even relaxation or entertainment all come into play over the course of four years. Life doesn’t stop when school starts, and setting aside even a small monthly amount for emergencies or unexpected costs can provide peace of mind.

UCSF's Cost Comparison with Other Programs

While the cost of attending UCSF School of Medicine may initially seem high, it is essential to compare these expenses with other medical education programs. Consider factors such as the quality of education, available facilities, clinical experience opportunities, and the reputation of the institution.

Remember, investing in your medical education is an investment in your future. The opportunities and resources provided by UCSF School of Medicine can significantly contribute to your career as a healthcare professional.

The Bottom Line

Attending UCSF School of Medicine is a significant financial investment, but it remains one of the most cost-effective options among top-tier medical schools. With lower tuition for California residents, strong financial aid programs, and access to exceptional clinical and research resources, UCSF offers both value and prestige. By understanding the full cost of attendance, including housing, meals, transportation, and materials, you can make informed financial decisions and reduce stress throughout your medical journey.

Ready to Make UCSF More Affordable?

Whether you’re budgeting for medical school or navigating financial aid, expert support can help you create a smart, sustainable plan. Connect with a medical school admissions representative today to get personalized guidance on paying for UCSF and maximizing your options.

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FAQs

How much does it cost to go to UCSF medical school?

• For the 2024–2025 academic year, UCSF's School of Medicine charges approximately $50,537 in tuition and fees for California residents. Non-residents pay about $62,782. Additional costs include living expenses, books, and supplies, bringing the total estimated cost of attendance to around $84,212 for residents and $96,457 for non-residents.

How much is UCSF tuition per year?

• UCSF's annual tuition for the 2024–2025 academic year is $50,537 for California residents and $62,782 for non-residents. This amount covers tuition and fees but does not include living expenses, books, or other personal costs.

How much does 4 years of medical school cost on average?

• The average total cost of a four-year medical school education in the U.S. is approximately $238,420. This figure includes tuition, fees, and living expenses. Costs can vary significantly depending on whether the school is public or private and whether the student is an in-state or out-of-state resident.

How hard is it to get into UCSF med school?

• UCSF School of Medicine is highly competitive, with an acceptance rate of about 1.82%. The average GPA of admitted students is 3.89, and the average MCAT score is 517. Applicants typically need exceptional academic records and relevant experience to be considered.